August 2022

LOCATION

Greater Chattanooga REALTORS® (2963 Amnicola Highway)

DESCRIPTION

Facts about Mortgages classes will be held IN PERSON.

Getting a home loan doesn't have to be intimidating to your buyer...Especially when you understand the basics of the different types of mortgage loans available to home buyers. By completing this course you will have a better understanding and knowledge of the basic options of home financing, the features and costs of a home loan. In depth, you will understand the following loan process involved with each of the following loan options: USDA, FHA, VA, VA-Jumbo and Conventional.

Course material will be provided during class.

COST

Members: FREE / Non-Members: $30.00

LOCATION

Greater Chattanooga REALTORS® (2963 Amnicola Highway)

DESCRIPTION

Affordable Housing; New Options for Chattanooga (FREE Lunch & Learn) will be held IN PERSON.

Join us for this informative FREE Lunch & Learn covering hot topics in affordable housing:

• Financing for Affordable Housing Units
• Home Ready Loan
• Home Possible Loan
• Pinnacle 100
• Down Payment Assistance
• Down Payment Assistance Partner: The Housing Fund
• Individual Development Accounts
• New Home Loans for First-Time and/or Low-Income Homeowners

GUEST SPEAKERS:

• Jermaine Freeman - Senior Advisor to Mayor for Economic Opportunities, will provide insight on the funds ear marked by the Mayor for low to moderate income housing.
• Marshall Crawford - President & CEO of The Housing Fund & Nicole Mathews - Senior Mortgage Advisor for The Housing Fund, will provide details on The Housing Fund's Shared Equity Program.

Register below and join us for valuable information to add to your knowledge toolbox!

COST

Members: FREE / Non-Members: $10.00

LOCATION

Greater Chattanooga REALTORS® (2963 Amnicola Highway)

DESCRIPTION

So Much More Than Credit class will be held IN PERSON at Greater Chattanooga REALTORS® (2963 Amnicola Highway).

This interactive workshop will give agents a thorough understanding of credit bureaus, credit reporting, and the Fair Credit Reporting Act and how that affects a homebuyer's ability to qualify for purchase. Students will learn about identify theft, the components of the credit, and the credit law that affect everyone. This workshop also teaches students about keeping their information and their client's information credit safe when handling business or transactions online and beyond. 

CLICK HERE to print and/or download course materials.

COST

Members: $30.00 / Non-Members: $45.00

LOCATION

Greater Chattanooga REALTORS® (2963 Amnicola Highway)

DESCRIPTION

Methods to Determine Fiar Market Value Analysis class will be held IN PERSON at Greater Chattanooga REALTORS® (2963 Amnicola Highway).

Wonder what your house — or a house you might buy — is really worth?

The short answers' easy: A house is worth whatever someone will pay for it. The long answer depends on the market and whether you’re asking a lender, an agent or a county tax assessor. But why take their word for it?

Valuation of property can be tricky. Learn the details in determining fair market value utilizing a variety of resources and calculations. Knowing how to calculate your home’s value examining the current market, property characteristics, evaluate comparable properties all combined will help determine the home market value for your listing. Once you’ve chosen comparable properties, things get a little tricky. You’ll need to adjust for differences between your listing and the comps.

Let’ talk about all the verifiable information you are going to gather and how to make adjustments.

Course materials will be provided during class.

COST

Members: $60.00 / Non-Members: $75.00